Funding Circle Holdings (LSE:FCH), the UK small and medium-sized enterprise (SME) finance platform, announced the launch of a new mobile app for its FlexiPay and card customers.
The app lets FlexiPay users draw down funds, pay business bills and settle HMRC payments instantly from their phones. It stores supplier details securely, cutting the need to re-enter payment information for recurring invoices, and lets businesses spread payments over time.
Card customers can track cashback, monitor upcoming Direct Debits and manage company cards in real time through the same app.
"Small businesses are constantly on the move and to support their busy working days, we are excited to bring this new app to SMEs, making it easier for them to manage their finances, on the go", said Tim Trailor, Funding Circle's managing director of cards.
The launch forms part of Funding Circle's push to widen its product offering to SMEs, building on its credit and product innovation capabilities. The app is now available on both the App Store and Google Play.
News Intelligence what this means for the company
Funding Circle launched a mobile app enabling FlexiPay and card customers to manage drawdowns, payments, and spending in real time. The move is tactical product expansion within Funding Circle's existing customer base—a capability play rather than a revenue driver or market share grab, and one that follows H1 2026 results showing improved internal funding capacity for higher-margin products (FlexiPay and Card), suggesting the company is now investing in user experience for products it has already scaled.
The app is a friction-reduction feature for an already-launched product suite, not a new revenue stream or customer acquisition tool. It reinforces Funding Circle's shift toward higher-margin lending and payment products, but does not materially alter the company's growth trajectory or competitive position absent evidence of uptake or retention uplift.
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